Quick Thoughts on Scams and Pyramids

There are scams and pyramids everywhere.

Pension funds are the number one government-run pyramid scheme.
Monthly contributions are mandatory, but not everyone lives long enough to collect. The money stays in the system and is managed however officials see fit. Most people don’t realize how little control they actually have once they contribute.

In crypto, about 98% of projects are Ponzi schemes or scams. There’s almost no real regulation yet.

Whenever you invest, have an exit plan. Only use money you’re ready to lose. Never rely on dreams of “automatic profits” without risk — they don’t exist.

Forget about reinvesting profits in obvious scams. Withdraw earnings daily if you can. Managing your own psychology is key.

Anything offering more than 3–5% per month is a huge red flag. Some operations might really generate returns for a while, but most just redistribute funds from new participants.

Remember: the bigger the promises, the bigger the risks.

Scammers often hide out in countries where it’s hard to take legal action against them. And when things collapse, no one will rush to help you.

If you choose to enter risky projects:

– Only use money you’re willing to lose.
– Withdraw your initial investment first, then profit.
– Don’t trust “helpful admins” offering to recover lost funds after a project collapses — they’re usually trying to scam you again.

Also, most people hyping new projects earn referral bonuses. They won’t warn you about the risks because it’s not in their interest.

In the end, pyramid schemes are a risky game. If you know how to manage your exposure and accept the risks, you might win a few rounds. But always assume that any money you put in could vanish overnight.